Crypto Profit & Loss Calculator India — FY 2025-26
Calculate your profit or loss on cryptocurrency trades including fees. For India. Uses current FY 2025-26 data.
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Price you paid per unit (e.g. per Bitcoin)
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Current market price or price you sold at
Common questions — India
How is crypto taxed in India?
From April 2022 (Budget 2022): (1) Crypto gains taxed at flat 30% regardless of holding period. (2) No deduction allowed except cost of acquisition. (3) Losses from one crypto CANNOT be offset against gains from another. (4) 1% TDS on all crypto sales above ₹50,000/year (₹10,000 for specified persons). The 30% rate is higher than equity LTCG (12.5%) and STCG (20%), making India's crypto tax one of the strictest globally.
What is "cost basis" in crypto?
Cost basis = total amount paid to acquire the crypto, including purchase price AND transaction fees. This is important for tax — you pay tax on (sale proceeds - cost basis), not just (sale price - purchase price). Keeping records of every buy transaction with timestamp, price, quantity, and fees is essential for accurate tax calculation.
Can I offset crypto losses against other income?
In India: No. Crypto losses cannot be offset against crypto gains from other trades, against equity gains, or against salary income. Each crypto "asset" is taxed independently. If you gain ₹1 lakh on BTC and lose ₹80,000 on ETH, you pay 30% on ₹1 lakh — the ETH loss is wasted. This makes tax-loss harvesting strategies used in the US largely ineffective in India.
What records do I need to keep for crypto taxes?
Keep for every transaction: date and time, crypto bought/sold, amount in INR at time of transaction, quantity, exchange name, transaction ID, fees paid. Major Indian exchanges (CoinDCX, WazirX, Binance India) provide downloadable transaction histories. You can also use CoinTracker or Koinly to auto-import and calculate tax liability across multiple exchanges.
How does the 1% TDS on crypto work in India?
Since July 2022: if you sell crypto on an Indian exchange, the exchange deducts 1% TDS from your sale proceeds. This TDS can be claimed as a credit in your ITR — it's not an additional tax, just advance tax collection. If you have no crypto profit, you can claim a TDS refund. Trading on foreign exchanges doesn't trigger automatic TDS, but you still need to self-declare and pay 30% tax.